Perfect investment for interest-earning time deposits (non-transaction).
* Convenient maturity terms of 90 days to 4 years
* Competitive variable interest rates based on maturity term and principal
    amount
* Minimum balance to open is a low $1,000 and $100,000 for Jumbo CDs
* Interest is calculated using daily balance method (simple interest)
* Interest is added back to the Certificate of Deposit principal each quarter
* Early withdrawal penalty applies
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