Interest-earning non-transaction account with higher balance and higher rates.
$20,000 minimum deposit to open
Maintain daily balance of $2,500 to earn the posted annual percentage yield
No balance maintenance fee if daily balance is maintained at $2,500 (otherwise, $15 fee is imposed per statement cycle)
Limit of 6 transfers, payments or withdrawals per statement cycle, of which only 3 can be made payable to a third party. Excess withdrawal fee of $5 is assessed after limit is reached per cycle.
Interest is forfeited if account is closed before statement cycle.