• Must be 55 years of age or older to open
• $50 minimum deposit to open
• Unlimited number of transactions
• FREE first order of checks
• FREE Visa Debit Card
• FREE ATM transactions at all FCB ATMs
• FREE online banking
• 15 free bill payment transactions per month
• FREE traveler’s checks
• FREE cashier’s checks
• FREE domestic wire transfers
• Special rates for CDs