• Interest-earning account
• $1,500 minimum deposit to open
• If daily balance falls below $1,500, $15.95 fee assessed per statement
  cycle
• Maintain daily balance of $1500 to earn posted Annual Percentage Yield
• FREE Visa Debit Card
• FREE ATM transactions at all FCB ATMs
• FREE online banking
• 15 free bill payment transactions per month
• FREE e-Statements
• Refund up to $15 non-FCB ATM fees per month
• Accrued interest is forfeited if account is closed before statement cycle