Main Bank Number: 361-888-9310

Thanks For Checking Out First Community Bank

We’re proud to be a community bank, with the banking products you need, the technology that makes them easy to use…and the personal service you deserve.

  • Banking from your mobile device 24/7
  • Mobile deposit banking
  • Free online banking and free e-statements
  • Free BillPay*
  • Free ATM Transactions at FCB ATM locations
  • Free VISA debit card*
  • Personal home and consumer loans

We invite you to come in and talk to us…and learn how First Community Bank can become your bank of choice.

 

*Available depending on account.

You built your business with your customers in mind. So did we.

We understand small businesses have unique banking needs and we’ve tailored our products and services – and our approach to customer service – to meet them.

  • Helpful tools including cash management, remote deposit capture and BillPay
  • Free online banking and free e-statements
  • Award winning personal service

Whether you’ve reached your goals or you’re in growth mode, let’s talk about how First Community can be a better fit for your small business.

 

 

 

Pay your bills the easy way with BillPay

Business Checking
  • $12 monthly account maintenance fee
  • Variable earnings credit offsets monthly charges for business services used
Simple Business Checking
  • If balance falls below $1500, $15 monthly maintenance fee applies
  • First 250 debits per month are FREE, $.25 each additional
Business Interest Checking
  • Interest earning checking account
  • Must maintain $1500 balance to earn posted Annual Percentage Yield
  • $12 monthly account maintenance fee
  • If balance falls below $1500, $12 monthly maintenance fee applies
  • Variable earnings credit offsets monthly charges for business services used
  • Interest compounds and credits account monthly
  • Accrued interest is forfeited if account is closed before the end of the statement cycle
Business Money Market
  • Tiered interest rate structure
  • Must maintain $2500 balance to earn posted Annual Percentage Yield
  • If balance falls below $2500, $15.95 monthly maintenance fee applies
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Interest compounds and credits account monthly
  • Accrued interest is forfeited if account is closed before the end of the statement cycle
Business Savings
  • Must maintain $100 balance to earn posted Annual Percentage Yield
  • If daily balance falls below $100, $3.95 maintenance fee applied per statement cycle
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Interest compounds and credits account quarterly
  • Accrued interest is forfeited if account is closed before the end of the statement cycle
Business Loans
  • Real Estate
    • Construction and Land Development
    • Farmland and Non-farm Non-residential Properties
  • Commercial
    • Unsecured Equipment
    • Accounts Receivable
    • Marketable Securities
    • SBA and Participations
    • Oil and Gas
    • Agriculture and Livestock
    • Letters of Credit and Lines of Credit
Certificate of Deposit (CD)
  • Interest-earning non-transaction account
  • Maturity terms of 90 days to 4 years
  • Competitive interest rates based on maturity term and principal amount
  • Interest calculated using daily balance method
  • Interest is added back to the CD principal every 3 months
  • Early withdrawal penalty applies

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Complaints
Dial First
1-800-647-3606

Alice
(361) 664-8775

Corpus Christi at Alameda
(361) 985-9310

Corpus Christi at Everhart
(361) 993-9310

Corpus Christi at Water St.
(361) 888-9310

FCB at the FCB Building
(361) 882-9310

Home Loan Center
(361) 993-9703

Kingsville
(361) 592-8002

Padre Island
(361) 949-9310

Portland
(361) 643-9310

Rockport
(361) 729-9310

Victoria
(361) 578-9310

     First Community Bank BBB Business Review