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On October 3, 2008 FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor
through December 31, 2009. First Community Bank is participating in the FDIC’s Transaction
Account Guarantee Program. Under the program, through December 31, 2009, all noninterest-bearing
transaction account are fully guaranteed by the FDIC for the entire amount in the account. NOW
and IOLTA accounts are also fully guaranteed. Cover age under the Transaction Account Guarantee Program
is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.