Financial Resources Links
Do you know about Phishing and other Internet Scams?
For some examples of phishing and smishing messages, click here.
Phishing scams are email messages or websites that claim to be legitimate business; however, they attempt to steal your personal and confidential information. If successful, the information obtained will later be used for identity theft. In identity theft cases, the attacker often uses your identity to make fraudulent and/or criminal acts in your name. Typically, an email directs a person to visit a website where they are asked to update their personal information, such as passwords, credit card, social security, and bank account numbers. However, the website is set up only to steal the person’s information. First Community Bank will never send an email requesting your private information.
Some Do’s and Don’ts on Phishing:
Do use anti-virus and anti-spyware software and a firewall. Also, keep them up to date.
Do review credit card and bank account statements as soon as you receive them to check for unauthorized charges.
Do be cautious about opening any attachment or downloading any files from emails you receive, regardless of who sent them. Sometimes, an email may appear to be from a friend or family member, but it is not.
Don’t reply to suspicious email messages.
Don’t click on the link in the message, either. When in doubt, open up a new internet browser window and type in the valid website address directly and never use any links included in emails.
Don’t email personal or financial information.
First Community Bank will never ask you for the following information through email (or by phone if a person calls you claiming they represent First Community Bank):
Your Social Security Number
Credit and Debit Card Numbers
PIN numbers or Bank Account numbers
Your Full Name
Driver’s License Number
Again, if you receive a call from a person representing First Community Bank, please note that we will never ask you for this information. Social engineering is a method used to trick a person into believing that they are someone who they are not. The goal is the same as the phishing scams – to steal your personal and confidential information. When in doubt, please contact and visit the bank directly.
If you believe that you’ve been scammed, or someone has attempted to scam you, file your complaint at http://www.ftc.gov. Then, visit the FTC’s Identity Theft website at http://www.idtheft.gov.
Interesting Internet Security Tidbits and other info:
60% of new malware is Banking Trojans
286 million malicious programs were created in 2010
49 % of top search sites hits leads to malicious code(Search Engine poisoning)
Profile Info from Social Networking sites can be used against you. Poisonous links within Social Networking sites are rampant.
Man-in-the-browser(MITB) – Allows perpetrators to install a Trojan horse that could allow them to modify your web transactions in real time
Keystroke Logging – action of tracking the keys struck on your keyboard without your knowledge. Can you be used in context with MITB.
Smishing(SMiShing) – phishing that uses SMS/MMS(text messages) to trick users into divulging personal information.
Zeus (Banking Trojan Horse) – First identified in 2007, specific Trojan/malware that is aimed at stealing/gaining access to banking information
Other Links Of Interest:
Identity Theft Prevention