Main Bank Number: 361-888-9310

Hello!

First Community Bank is a community bank serving South Texas exclusively for over 30 years.

We have all the technology you expect - smart ATMs, 24/7 online account access and management, and a mobile app that takes us with you, wherever you go.

And when you need some face-to-face time with a real banker, we're here to help you open an account or CD, apply for a home mortgage, or get a small business loan.

Personal service. That's what makes us different. That's what makes us First Community Bank.

A simple secure way to save money.

Now it is easy to see where your money is going. Learn how Online Financial Management can help you track expenses, set budgets, and reach your financial goals even faster. It's simple, safe and easy to activate.

 

Community Checking

  • Basic checking account for everyone!

Community Gold

  • Must be 55+ to open
  • FREE first order of checks
  • FREE Cashier’s Checks
  • FREE domestic wire transfers
  • Special rates on CDs

Teens Club Checking

  • My First Checking Account for teens age 13-17
  • Guardian must sign on account
  • Parental controls available

Community Interest

  • Interest-earning account
  • If daily balance falls below $1500, $15.95 maintenance fee applied per statement cycle
  • Must maintain $1500 balance to earn posted Annual Percentage Yield
  • Accrued interest is forfeited if account is closed before the end of the statement cycle

Community Money Market

  • Interest-earning limited transaction account
  • Tiered interest rate structure
  • Must maintain $1500 balance to earn posted Annual Percentage Yield
  • If daily balance falls below $1500, $15.95 maintenance fee applied per statement cycle
  • Limit of 6 transfers, payments or withdrawals per statement cycle
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Accrued interest is forfeited if account is closed before the end of the statement cycle

Community Savings

  • Basic savings account for everyone!
  • Must maintain $50 balance to earn posted Annual Percentage Yield
  • If daily balance falls below $50, $3.95 maintenance fee applied per statement cycle
  • Limit of 6 transfers, payments or withdrawals per statement cycle
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Accrued interest is forfeited if account is closed before the end of the statement cycle

Teens Club Savings

  • Special account for teens age 13-17
  • Receive a FCB backpack at opening
  • Must maintain $50 balance to earn posted Annual Percentage Yield
  • Limit of 6 transfers, payments or withdrawals per statement cycle
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Accrued interest is forfeited if account is closed before the end of the statement cycle

Kids Club Savings

  • FCB will match up to $5 of your first deposit!
  • Up to 12 years old eligible
  • Children receive a piggy bank, coloring book, and other goodies at opening
  • Must maintain $5 balance to earn posted Annual Percentage Yield
  • Limit of 6 transfers, payments or withdrawals per statement cycle
  • $7.50 is assessed each time the statement cycle limit of 6 transactions is exceeded
  • Accrued interest is forfeited if account is closed before the end of the statement cycle

Certificate of Deposit (CD)

  • Interest-earning non-transaction account
  • Maturity terms of 90 days to 4 years
  • Competitive interest rates based on maturity term and principal amount
  • Interest calculated using daily balance method
  • Interest is added back to the CD principal every 3 months
  • Early withdrawal penalty applies

Individual Retirement Account (IRA)

  • Retirement investment
  • Interest-earning non-transaction account
  • Maturity terms of 12, 18 or 24 months
  • Competitive interest rates based on maturity term
  • Interest calculated using daily balance method
  • Interest is compounded daily and added back to the IRA principal each quarter

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Complaints
Alice
(361) 664-8775

Corpus Christi at Alameda
(361) 985-9310

Corpus Christi at Everhart
(361) 993-9310

Corpus Christi at Water St.
(361) 888-9310

Home Loan Center
(361) 993-9703

Kingsville
(361) 592-8002

Padre Island
(361) 949-9310

Portland
(361) 643-9310

Rockport
(361) 729-9310

Victoria
(361) 578-9310

          

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