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The Latest from First Community Bank

Trust First Community Bank to share the latest news of note from the world of banking and finance, designed to inform and provide valuable tips and insight.

Sunday, March 13, is the official start of Daylight Savings Time. Don’t forget to set your clocks forward one hour before going to bed Saturday night. It’s also a good time to change your passwords on websites you utilize.

Let’s take a look at some of the most important things to consider when changing a password.

  1. Make sure your password is long and strong. Making a password longer is generally the easiest way to make it stronger. Remember to avoid using common words or phrases. If you cannot create long passwords, you can make your password stronger by mixing uppercase and lowercase letters, numbers, and symbols.
  2. Don’t reuse passwords you’ve used on other accounts. Use different passwords for different accounts. 
  3. Use multi-factor authentication when it’s an option. Some accounts offer extra security by requiring something in addition to a password to log in to your account.
  4. Consider a password manager. Most people have trouble keeping track of all of their passwords. Consider storing your passwords and security questions in a reputable password manager.
  5. Pick security questions only you know the answer to. If a site asks you to answer security questions, avoid providing answers that are available in public records or easily found online, like your zip code, birthplace, or your mother’s maiden name. Avoid questions with a limited number of responses that attackers can easily guess — such as the color of your first car.
  6. Change passwords quickly if there’s a breach. If a company tells you there was a data breach where a hacker could have gotten your password, change the password you use with that company right away, and on any account that uses a similar password.

Romance scams in 2021

by  Bridget Small, Consumer Education Specialist, FTC

Love happens year-round, not only on Valentine’s Day. Unfortunately, romance scams are the same.

Protect Yourself From Scams on Social Media

by Rosario Méndez, Division of Consumer and Business Education, FTC

In 2021, more than 95,000 people told the FTC that they’d been scammed with a con that started on social media.

Keep your personal information safe in the New Year

by Jim Kreidler, Consumer Education Specialist, FTC

As 2021 winds down, lots of us are making resolutions for a fresh start in the New Year — maybe to exercise regularly, get our finances in order, or spend more time with friends.

Scammers are tricking more people into buying gift cards

According to the newest Data Spotlight, 40,000 people reported losing a whopping $148 million in gift cards to scammers during the first nine months of 2021.

Avoid a money mule scam

by Bridget Small, Consumer Education Specialist, FTC

Scammers are looking for people to help them move stolen money. They visit online dating, job search, and social media sites, create fake stories, and make up reasons to send you money, usually by check or Bitcoin.

Amazon impersonators: what you need to know

by Mario Mayo, Acting Associate Director, Division of Consumer Response and Operations

Has Amazon contacted you to confirm a recent purchase you didn’t make or to tell you that your account has been hacked?

Let’s say you get an email about a charge to your credit card for something you aren’t expecting or don’t want. 

Achy fakey heart

by Jim Kreidler

Division of Consumer and Business Education, FTC

You’ve heard of romance scams. But do you know how they happen?

In recognition of National Data Privacy Day on Jan. 28, First Community Bank is urging consumers to take an active role in protecting their data.

Less than half of Americans save on a regular basis, but it’s never too late to get started and the reap the benefits.

Scammers know you have questions about the special enrollment, and they’re taking advantage of that to mislead you.