At First Community Bank, your business is our business. Consult with our banking experts to discover how we can help with perks like unlimited transactions, interest bearing accounts and even Treasury Management Services. Download our Brochure or Switch Kit and get started.

Make the switch to First Community Bank where we offer a variety of checking and savings options as diverse as the customers we serve, including free VISA debit cards, convenient BillPay and 24/7 online banking. We’ll assist you in finding the perfect fit for your banking needs. Download our Brochure or Switch Kit and get started.

*FCB Fee Only

Where we come from...and why it matters.

First Community Bank first opened in Alice in 1983. During the next four decades, First Community has grown to include banks in Kingsville, Portland, Padre Island, Premont, Portland, Rockport and Victoria. Our headquarters and Home Loan Center are in Corpus Christi. We are rooted in South Texas, and we know, understand and serve the residents and businesses of the Coastal Bend at eleven convenient bank locations.

Who we are...and how we’re different.

First Community Bank is a traditional community bank. Our employees are shareholders of the bank, which means they have a personal interest in creating satisfied customers.

When you bank with us, your deposits are reinvested in homes and businesses right here in South Texas, helping families and business owners succeed. Together, we’re making a positive impact on the economy in our region.

First Community Bank offers an investment services program through Ameriprise Financial Institutions Group, a channel of Ameriprise Financial Services, LLC. Through on-site financial planning, comprehensive investment solutions and convenient digital capabilities, they partner with us to help you reach your financial goals. Financial Advisor Mark Freeland at FCB is available at our Corpus Christi at Everhart location to speak with you about your unique financial situation and goals.

Why work with a financial advisor?

You work hard for what you earn — make sure your savings and investments are preparing you for the future you want. A financial advisor can help you achieve your short and long-term financial goals as well as plan for unexpected events that could arise. Through an ongoing, collaborative relationship with a financial advisor, plus secure anytime–access to your accounts online, you can track your progress toward your goals and receive timely advice when you need it.

A comprehensive approach

Together, you and your financial advisor will evaluate your current financial situation. From there, your financial advisor will work with you to address key needs, consider tax strategies and find ways to help fill any gaps that could keep you from achieving the lifestyle you want. Through personalized financial advice, your financial advisor will help you prioritize what’s important today, while planning for a confident financial future.

Solutions and advice aligned to you

Through Ameriprise Financial, you’ll have access to wide-ranging advice — from customized investment recommendations and asset allocation strategies, to comprehensive financial planning that covers key aspects of your financial life — to help you meet your goals. And, your financial advisor can provide access to an extensive suite of solutions to meet your specific needs, including investments, insurance and annuities, and much more.

About Ameriprise Financial

As a longstanding leader in financial planning and advice, Ameriprise Financial helps clients navigate the present without losing sight of the future. Ameriprise Financial has remained true to its vision of putting its clients' interests first for more than 125 years. Ameriprise Financial and its subsidiaries serve more than 2 million individual, business and institutional clients, with more than $1 trillion in assets under management and administration.¹ View the Ameriprise FINRA BrokerCheck listing.

Mark Freeland
5406 Everhart Road
Corpus Christi TX 78411
This email address is being protected from spambots. You need JavaScript enabled to view it.
361.906.3000 direct
361.906.3001 fax

“I encourage active client involvement in plan development, monitoring, and adjustment to increase the likelihood of reaching goals—and I believe my clients benefit from my collaborative, educational style. You can count on me to recommend tailored, practical solutions, explain complex issues, and guide you through implementation over time.” — Mark Freeland

At First Community Bank, we believe there's nothing small about small businesses. They're important to you, to us and to the success of our community. So we've established an entire department to provide complete financial solutions for your small business needs.

First Community Bank is an active participant in the U. S. Small Business Administration's 7(a) Government Guaranteed Lending Programs as well as the SBA 504 Economic Development Loan Program. And, FCB is a designated SBA Preferred Lender and utilizes the SBA Express and Patriot Express loan programs, which allows the bank to offer expedited loan processing.

The SBA has recognized First Community's SBA loan department for our success in small business lending with the 2010 SBA 7(a) Dollar Volume award, 2010 Community Rural Lender of the Year, 2007 SBA Rising Star Award for the Rio Grande Valley District, and 2007 Award Recognition for outstanding efforts in delivering assistance to the military community via the SBA Patriot Express Loan Initiative.

Drop by our Bank located in the FCB Building Downtown and meet the Team! With nearly fifty years of combined experience and the legendary First Community customer service, you'll quickly see why we're "money wise and people friendly" when it comes to small business banking.

7(a) Loan Guarantee Program:

First Community offers solutions to your small business needs for a short-term working capital line of credit, long-term permanent financing for real estate or equipment acquisitions, or long-term working capital needs.

Use of Proceeds:

• Real estate acquisition, construction or refinance— usually up to 90% financing
• Business acquisition— usually up to 80% financing available
• Equipment acquisition
• Debt refinance
• Start up business

Terms:

• Up to 25 years for real estate financing
• Up to 10 years for equipment or business acquisition financing
• Up to 7 years for long-term working capital
• Loan Amounts from $25,000 to $5,000,000
• Eligible Business and Property Types
• Almost all types of for-profit business and commercial properties are eligible. Certain restrictions and special conditions may apply to specific program utilized.

SBA 504 Fixed Asset Financing Program:

This program offers long-term, permanent financing for real estate acquisition or construction requiring as little as 10% equity. Heavy-Duty Equipment Acquisition—up to 90% financing available. SBA, through Certified Development Companies, offers second lien financing up to 40% loan to value with a fixed rate up to 20 year loan. Rate determined at time of SBA debenture sale. Contact the SBA Department for complete details.

Contact a Small Business Administration Officer