Congratulations on Taking Your 1st Step to Home Ownership
You’ve worked hard to get here. Now, your down payment shouldn’t have to stand in the way of owning a home.
Introducing 1st Step
The 1st Step Home Loan from First Community Bank Home Loan Center is designed to help qualified home buyers take that first step toward home ownership—with more flexibility, more opportunity and a little less standing in your way.
If you have the income to afford a home but have found it challenging to save for a larger down payment, 1st Step could be the right fit for you.
Take Your 1st Step with:
• 3% minimum down payment
• 5/1 Adjustable Rate Mortgage 30 year term 1,2
• Escrows for taxes & insurance required
• Gift funds may be permitted for down payment and closing costs
• No private mortgage insurance
• Maximum loan amount $350,000
Your 1st Step Starts Here!
Buying a home is a big move. Getting there doesn't have to feel out of reach.
Contact one of our knowledgeable mortgage loan specialists today!
361-993-9703
Equal Housing Lender | NMLS #458782
1Available if Qualified. Ask your Mortgage Loan Originator for details. 25/1 Adjustable Rate Mortgage: An adjustable-rate mortgage or "ARM," is an adjustable rate loan where the payment remains fixed for a certain period of time, then adjusts along with the payment on a periodic basis thereafter. Our ARMs have a fixed rate for the first five years, after which the rate adjusts annually.
